About PayEnable

Infrastructure built by
payment practitioners.

Founded in 2020 by two payments veterans with 25+ years each at American Express, Visa and ITC — embedded inside financial ecosystems with a model that treats your growth infrastructure as our own.

Our Story

From breadth
to depth.

PayEnable was conceived during the early months of the post-pandemic digital transformation wave — when the payments ecosystem needed not just advisory opinions, but hands-on infrastructure capability that could unlock interoperable growth at scale.

From 2020 to 2024 we built PayEnable's track record across a broader portfolio — Crunchfish, M2P Fintech, MapmyIndia–Gtropy Systems and Procmart — developing the playbooks that now define our embedded model.

From 2026, we have deliberately narrowed to three deep-technology partners: Crunchfish, LISNR and Credgenics — where we can deliver the highest-value embedded outcomes.

"Our success is measured not by the quality of our advice, but by the payment infrastructure outcomes we help build."

Our Evolution
2020
Founded

Set up in March 2020 by Samar Vikram Singh and Gagan Kochar. Formally incorporated as an LLP in December 2020 (LLPIN: AAS-2871).

2020–2024
Phase I — Broad Portfolio

Worked with Crunchfish, M2P Fintech, MapmyIndia–Gtropy Systems and Procmart across fintech, procurement and debt management.

2026 →
Phase II — Deep Focus

Strategic pivot to three deep-tech partnerships — Crunchfish, LISNR and Credgenics — for higher-value embedded market development.

25+
Years experience, each founder
3
Active deep-tech partnerships
2020
Year founded
2
Cities: Delhi & Mumbai
Leadership

The Founders

Samar Vikram Singh

Samar Vikram Singh

Mumbai · Co-Founder
Director — B2B & Partnerships, American Express Corporate Services (Former)

25+ years of leadership across B2B Payments, Corporate Cards, Merchant Acquiring and Business Travel. Built and scaled India's corporate card and B2B payments business at American Express, crafting industry-first partnerships across multiple verticals.

His experience at AmEx gave him unique insight into enterprise buyer behaviour, large-account selling, and how to structure deals that deliver measurable ROI — the architecture PayEnable deploys for its partners.

Corporate CardsB2B PaymentsMerchant AcquiringBusiness TravelAmerican Express
Gagan Kochar

Gagan Kochar

Delhi · Co-Founder
Business Manager — B2B Payments, American Express; Director BD, Visa (Former)

25+ years of hands-on experience structuring growth partnerships and managing strategic business development in B2B payments and lending. Tenures at American Express, Visa and ITC.

Combines the rigour of a global card-network perspective with deep knowledge of India's manufacturing, FMCG, logistics and indirect-procurement ecosystems — enabling PayEnable to build use cases that speak the commercial language of the industries it serves.

Strategic BDGrowth PartnershipsB2B LendingAmerican ExpressVisaITC

Partner with the infrastructure.

Reach out to explore what an embedded growth infrastructure partnership could look like for your organisation.

Get in Touch